Because of new federal regulations, we now require your consent before we provide you with overdraft services for everyday debit card and ATM transactions.

At NavyArmy Community Credit Union, we have strived to pay your debit card and ATM transactions regardless of whether funds exist in your account. But, if you haven’t told us that you want us to continue this practice, we may have to start declining your card.

Because of these new federal regulations, we now require that all account holders give us permission to cover ATM and everyday debit card transactions in the event of an overdraft, even if we have done so in the past. If you don’t give us that consent by opting-in, we will be forced to decline your card when you do not have enough money in your account.

The purpose of this website is to assist you with making an informed decision regarding these new requirements and to provide you with a means to notify us of your choice.